Hello!
I am Víctor D.D.

BUSINESS, FINANCE, TECHNOLOGY & TRI-LINGUAL PROFESSIONAL

contact@vicdd.com

Business, IT & Tourism

Business analyst with finance, information technology and tourism experience. Critical thinker with financial knowledge, IT expertise, programming ability and customer service hands-on experience. Easily adaptable to business needs, communicating effectively and proficient in multiple languages.



ABILITIES

Finance & Financial Markets | Data Analytics | Auditing, Accounting & Tax | Investments & Corporate Banking | Data Science, Machine Learning & Statistics | Programming | Regulatory Compliance | Management | Digital Marketing & Sales | Critical Thinking | Problem Resolution | Organizational Skills | Customer Service | Communication | Adaptability in Fast Paced Environments | Fluent Languages: English, Spanish, French.






TECHNICAL SKILLS

Expert Excel User | SQL Queries | Python | Power BI | Bloomberg Terminal | Oracle ERP | HTML Programming | Visual Basic for Applications (VBA) | Stata | Jira & Confluence | Microsoft 365 & Google Workspace | Social Media Tools for Business: Meta Business Suite, TikTok Business, Shopify.





PROFESSIONAL EXPERIENCE


I.T. Consultant | Nfq Advisory Services | Comunidad de Madrid, Spain | November 2025 - Present

- Developing I.T. solutions to corporate banks.


Cruise Dispatcher & Guide | Norwegian Guide Service | Vestland, Norway | March 2025 - September 2025

- Logistics and organizational management of cruise tours at the pier.
- Constant coordination with different teams in uncertain environments.
- Problem resolution and adaptation to unexpected situations.
- Knowledge of guiding principles and other tourism services


Administration Manager | Total Pool | Andalusia, Spain | Jun 2024 - March 2025

- Accounting Manager of 2 professionals responsible for invoicing, accounts payable, accounts receivable and bank reconciliations.
- Utilization of Excel spreadsheets for P&L, tax and accounting.
- Offer marketing strategies, branding, website creation, product advertising design while improving/utilizing online presence with social media platforms for business.
- Proper communication with national and international clients.


Business Analyst-Jr. | Entrust Consulting | Andalusia, Spain | Feb 2024 - Jun 2024

- IT consultant/support for Oracle Financial ERP.
- Understanding/utilizing financial ERP and accounting procedures.
- Managed Accounting data with Excel.
- Regression testing of ERP.


Market Risk Analyst-Jr. | Santander Corporate & Investment Banking | Andalusia, Spain | Feb 2023 - Feb 2024

- Highly analytical solving IT help desk daily issues for the banking data module.
- IT support for 'Big Data' models used by quantitative analysts for large financial institutions.
- Utilized SQL Queries and Excel for effective data management and analysis.
- Managed critical regulatory compliance and market risks.


Assurance Auditor-Jr. | PwC | Andalusia, Spain | Aug 2022 - Feb 2023

- Created financial statements.
- Audited businesses’ accounting records and managed data in Excel.
- Individual contributor in high-pressure fast paced work environment.



EDUCATION

Master's Degree, Business & Economic Analytics

Universidad de Málaga, Málaga, Spain 2023.

Bachelor’s Degree, Finance & Accounting

Universidad de Málaga, Málaga, Spain 2021.

International Student Exchange Program (ISEP)

Missouri State University, Springfield, Missouri, USA 2019-2020.

ACADEMIC & LITERARY PUBLICATIONS

Master’s Thesis: Empirical Test on the Capital Asset Pricing Model (CAPM) for the Index EURO STOXX 50: A Cross Validation, Universidad de Málaga 2023, https://riuma.uma.es/xmlui/handle/10630/26273.

Investments 101: Your Guide to Start Investing & Grow Wealth: A Complete Guide for Beginners to Start Investing Their Money Today. Amazon KDP, Independently Published in 2024.

CERTIFICATIONS & LICENSES

- Digital Marketing & Sales, Marketing Agency Course Jan 2025.
- Professional Certificate in Data Science, IBM Jun 2022.
- Machine Learning with Python, FGUMA, General Foundation of the University of Malaga Jun 2022.
- Power BI Complete Course, Udemy Apr 2022.
- Excel Macros & VBA's, Udemy Mar 2022.
- Data Analysis with Python, FGUMA, General Foundation of the University of Malaga Jun 2021.
- TOEFL iBT – English Score 105/120, ETS Oct 2019 & B2-French, Official School of Languages

Get in touch

If you're interested in exploring potential collaboration opportunities, contracting professional services, or simply want to get in touch, I'd love to hear from you. Please don't hesitate to send me an email.

For more information about my experience and expertise, you can also visit my LinkedIn profile.